Fort Myers Foreclosure Attorneys

Assisting Clients With Foreclosure Matters in Florida

If you are facing a foreclosure action, you need to call an experienced real estate attorney as soon as possible. The service of the first legal papers associated with a foreclosure, the Complaint in Foreclosure, only gives you 20 days within which to file an answer to the complaint after you are served and preserve your rights and defenses. At Your Advocates, we have been specially trained in the local practice here in Lee County.

Call Your Advocates today at (239) 970-6844 or contact us online to schedule a consultation with our foreclosure attorneys in Fort Myers.

What is Foreclosure?

Foreclosure is considered a legal process through which a lender seeks to recover the outstanding balance on a mortgage loan by taking ownership of and selling the property. This generally occurs when a homeowner fails to make mortgage payments, leading to a default on the loan. The process begins with the lender filing a foreclosure lawsuit, and if successful, it may lead to the forced sale of the property to satisfy the debt.

Navigating the complexities of foreclosure can be very overwhelming for homeowners facing financial difficulties. At Your Advocates, we understand the intricacies of Florida foreclosure laws and are dedicated to helping clients protect their rights and assets during these challenging times.

Common Defenses Against Foreclosure

If your lender begins foreclosure (or you are far enough behind on your mortgage payments that foreclosure may occur), a lawyer may be able to help; some common foreclosure defense solutions include:

• Loan modifications and loan refinancing, with the help of HAMP and HARP, have helped many people stay in their homes.
• If you don't want to keep your home, strategic default and deed in lieu of foreclosure have helped many homeowners terminate their obligations under an otherwise bad loan situation, and avoid having a foreclosure on their credit record.
• Lenders must follow strict guidelines when processing loan modifications or initiating foreclosure proceedings, and an attorney can ensure your lender isn’t violating your rights as a homeowner.

How We Can Help You

• Legal Expertise: We possess extensive knowledge of Florida foreclosure laws, allowing us to provide comprehensive legal guidance tailored to your unique situation. We stay abreast of the latest legal developments, ensuring that you receive up-to-date and effective representation.
• Thorough Evaluation: Every foreclosure case is unique, and at Your Advocates, we recognize the importance of conducting a thorough evaluation of your specific circumstances. We can meticulously review the details of your mortgage agreement, payment history, and any potential defenses to create a strong legal strategy tailored to your needs.
• Protecting Your Rights in Court: If litigation becomes necessary, we are prepared to represent you in court. We understand the nuances of foreclosure litigation and will vigorously advocate for your rights, challenging any improper actions taken by the lender.
• Compassionate Support: Facing foreclosure can be emotionally challenging, and at Your Advocates, we offer compassionate support throughout the process. We are committed to alleviating the stress associated with foreclosure, providing clear communication and guidance at every step.

Contact Our Foreclosure Defense Attorney in Fort Myers Today

There have been many stories written about the local rules and practices that are being employed by the court to speed cases through the system and foreclose on defaulting debtors' homes. The nuances of the law and local procedures escape even some of the most experienced attorneys. As one of the top five states in the nation in foreclosure properties, our courts are inundated and overwhelmed by the volume of foreclosure cases they are being asked to handle.

This is why, if you do not have an experienced and savvy foreclosure defense lawyer, your chances of getting a fair trial or process in foreclosure are slim to none. If you are associated with an HOA or a COA and need to file a foreclosure action against a homeowner for failure to pay fees, we can initiate and prosecute an action for your association as well. We also defend against HOA and COA foreclosures for the non-payment of fees and dues. If you do not have a lawyer versed in the foreclosure game in Florida, you will be fighting with both arms tied behind your back.

Contact us today for more information and a free evaluation of your case. Our Fort Myers foreclosure lawyers are here to help.